We’ve partnered with Two so your business can place orders with us, with speed and convenience, without the need for a credit card. We understand it can be painful to purchase by card on behalf of your business. Managing expenses takes time and nobody really wants to do it. That’s why we partner with Two, the Buy Now, Pay Later payment method for businesses, learn more

How it works

1. Add the items you wish to purchase on to your cart
2. Enter your details including billing and delivery address to the designated columns. In the "Purchase with Two" section on the checkout page enter the name of the company.
3. Select Business Invoice - 45 Days as the payment method
4. Two issues an invoice to your company, which can be paid within 30 days and we will deliver the materilas to you

Why use Two to purchase?

1. Access trade credit terms instantly, even on your first order. Say goodbye to manual trade credit applications and time-consuming admin!
2. Improve your cash flow by purchasing what you need when you need it. Simply pay the total invoice amount at the end of the term.
3. No interest or fee for purchasing when using Two. You’ll receive a custom credit limit that allows you to purchase your goods instantly.

FAQ'S

• How does purchase on invoice with Two work?

  Purchasing on invoice with Two comes at no extra cost to your business and allows you to check out in just a few seconds. All you need to do is enter your company name and your company’s billing email address. Two sends the invoice directly to your company, and you have 45 days to pay the invoice. 

• I’ve just received the invoice for my purchase, why do I need to pay Two and not Buy Insulation Online ?

  Buy Insulastion Online uses Two as its invoice issuer for online business purchases. Therefore, your company will receive an invoice from Two when your order and Buy Insulastion Online will process and deliver your order. 

• When purchasing with Two, why do I have to verify with Yapily?

  For your company's protection, Two needs to verify your identity. Two uses Yapily’s open-banking API solely for identity verification.

• Why can’t I use Two as a payment method? 

  •  Please make sure the merchant has Two as a payment option.
  • If you’re a buyer in SWE make sure the company you are looking to purchase for has AB (Aktiebolag) as legal form.
  • If you’re a buyer in NOR, make sure the company you are looking to purchase for has AS (Aksjeselskap) as legal form.

  • There are also cases where your order will go through, but due to missing company info found in our checks, need a legal representative (prokurarett).

    When this happens, you’ll see a list of people able to verify. If you are not one of those people, you will not be able to proceed with your order.

  • Please make sure that you do not have any open posts with other companies, this might affect your credit review.  

• How is my credit limit defined?

  To calculate your credit limit Two uses your business data from your latest financial accounts that you have submitted or your business bank account you might have given Two access to via Open Banking (UK buyers only). Two also use other information about your business such as the number of years in operation to derive a personalised credit limit that should closely match the purchasing needs of your business.

  If you are a newly incorporated business and you haven't filed financial accounts yet or provided us access to your business bank account via Open Banking, Two might provide you with a starting minimum limit. As you place orders and pay back your invoices in a timely manner, Two will keep increasing your starter limit in line with your purchasing and repayment behaviour until you file your first set of accounts